Blog

Feb
14
2024

Mastering Your Mortgage Journey: The Importance of FICO Score 8
Understanding your credit score is crucial, especially when it comes to significant financial decisions like applying for a mortgage. Among the various credit scoring models out there, one of the most widely used is the FICO Score 8. But what exactly is it, and why does it matter so much in...

Feb
12
2024

Cash-strapped, 55-and-older homeowners can weigh no-payment reverse second
Borrowers never make a payment on the reverse second.But of course, nothing is free. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | February12, 2024 Article originally posted in Orange County Register on February 8, 2024. Many cash-strapped senior...

Feb
07
2024

Navigating the New Norms: 4 Rules for Home Shopping in Today's Market
If you've been holding off on buying a house because of mortgage rates, it might be time to reconsider. Let's break down some of the old rules and what's new in the world of home shopping. First up, forget the notion that mortgage rates are sky-high. While they did reach alarming heights in...

Jan
31
2024

How Declining Mortgage Rates Are Changing the Real Estate Landscape
The recent dip in mortgage rates brings promising news. Beyond the immediate impact on affordability, there's an intriguing ripple effect that might just be the catalyst you've been waiting for - an increase in the number of homes available for sale! Over the past year, the housing...

Jan
29
2024

How a bridge loan can help homebuyers avoid dreaded contingency
Few home sellers have the appetite to accept offers from contingent buyers. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | January 29, 2024 Article originally posted in Orange County Register on January 25, 2024. The biggest, most perplexing challenge for...

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