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Jan
24
2024

Navigating Closing Costs with Confidence: 4 Tips to Save on Your Home Purchase
Owning a home is a significant milestone, but the path to homeownership often comes with its fair share of hurdles. One of the most substantial financial challenges is navigating the closing costs associated with buying a home. While these costs are inevitable, there are savvy...

Jan
22
2024

Should homebuyers consider an Attorney Opinion Letter to reduce closing costs?
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | January 22, 2024 Article originally posted in Orange County Register on January 19, 2024. One of the perpetual questions in high-cost California is whether homeownership can be made more affordable and...

Jan
17
2024

Navigating the Mortgage Maze: 10 Crucial Do's and Don'ts After Applying
Once you've submitted your mortgage application, it's crucial to tread carefully in the financial landscape to ensure a smooth approval process. Here are 10 things you should avoid after applying for a mortgage: 1. Steer Clear of Significant Purchases Resist the temptation to make...

Jan
15
2024

Freddie Mac adds California programs to its down payment assistance website
DPA One offers a free consumer tool to find local down payment programs By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | January 15, 2024 Article originally posted in Orange County Register on January 12, 2024. What a way to kick off the new year. On Jan. 1, Freddie...

Jan
10
2024

Joint Homeownership: The Essentials of Co-Borrowing on a Mortgage
Co-borrowing on a mortgage is a significant financial decision that can influence both your homeownership journey and your relationship with the co-borrower. Understanding the ins and outs of this arrangement is crucial before diving into joint homeownership. Here's what you need to...

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