Mortgage professionals are standing by!

  • No matter what type of loan you need, we're with you every step of the way.

  • The PERFECT HOME is waiting for you -- let us find you the perfect loan to go with it.

  • Let us be the stepping stone to the home of your dreams.

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Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
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Purchase a Home

Whether you're buying your first home or your dream home, Mortgage Grader has a mortgage solution for you. Get your custom rate quote today.


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Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
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Welcome to our website

Mortgage Grader is an excellent source to find and fund your next home loan.  Our President, Jeff Lazerson is also a Sunday columnist for the Orange County Register and has been educating the public for many years regarding the Mortgage Field.  Jeff, along with his expert team of friendly Loan Officers and Loan Processors will get you through the loan process quickly and easily.

We are a full service mortgage company based in Laguna Niguel. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment. In terms of Purchase Loan Programs, we offer the following:

FHA | FHA 203k | VA | HomePath | Jumbo | Commercial

Refinancing? We can help you with that, too!


We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | Commercial | Jumbo


Contact Mortgage Grader today to discuss your options, and find out which program will best suit your needs.

" If you prefer to select one loan provider rather than spend time shopping, Mortgage Grader looks like a good choice" - Washington Posts

 

 

Website May Lead to Fairer Loans
"It's a noble proposition; getting folks a square deal on a mortgage using the ubiquity of the internet." -Jonathan Lansner, Business Columnist

"My post was about the difficulties inherent in getting consumers to choose this superior model for getting financial advice."

- Justin Fox, Business and Economics Columnist