Please email your buyer scenarios to Jeff Lazerson by clicking HERE or call him at (949) 322-8640 and let’s see if we can solve your loan approval challenges!

Week of 1/28/17:

Borrower is buying a duplex.
Borrower's income is under the table. Local market rents don't cover the payment on the duplex.

Solution is LLC and a commercial loan where we completely ignore buyer's other debts and we just work off the debt service coverage of the property. Loan gets funded!


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Jeff Lazerson - Mortgage Columnist since 2011