Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
Submit your Application
Purchase a Home
Mortgage Grader is an excellent source to find and fund your next home loan. Our President, Jeff Lazerson is also a Sunday columnist for the Orange County Register and has been educating the public for many years regarding the Mortgage Field. Jeff, along with his expert team of friendly Loan Officers and Loan Processors will get you through the loan process quickly and easily.
We are a full service mortgage company based in Laguna Niguel. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save money when getting your new lower monthly payment. In terms of Purchase Loan Programs, we offer the following:
FHA | FHA 203k | VA | HomePath | Jumbo | Commercial
We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:
FHA Streamline | FHA Cash Out | FHA 203K | VA Streamline | VA Cash Out
Conventional | Commercial | Jumbo
Contact Mortgage Grader today to discuss your options, and find out which program will best suit your needs.
We've closed on 17+ loans in less than 15 days in 2020!
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" If you prefer to select one loan provider rather than spend time shopping, Mortgage Grader looks like a good choice" - Washington Post