Recent Articles

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Is AI ready to arrange your mortgage without a human loan officer?

According to NerdWallet’s 2026 homebuyer report, about half (48%) of Americans who plan to buy a home in the next 12 months say they have or will use AI tools during the homebuying process

Published on 06/08/2026

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VantageScore, a FICO competitor, launches pilot with 21 mortgage lenders

Renters with just one month of credit may now be able to qualify for a mortgage

Published on 06/01/2026

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The Wealth Ladder

Homeownership builds wealth

Published on 06/01/2026

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Mortgage rates could hit 7% if Iran war doesn’t end soon

Rates are going crazy. And not in a good way.

Published on 05/26/2026

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What If Rates Drop After You Lock?

What to do if rates drop after you locked your rate?

Published on 05/22/2026

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Cash-out home loans on the rise for debt reduction, renovations

Home improvements, credit card consolidation and buying more real estate are among the reasons homeowners tap their equity

Published on 05/18/2026

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If conventional mortgage financing fails you, try the exotic avenue

The typical non-QM borrower today has non-standard documentation because they earn income from gig work and side hustles, says a Cotality economist

Published on 05/11/2026

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Mortgage Insurance Has More Than One Face

Mortgage Insurance Has varieties

Published on 05/11/2026

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1 in 5 reverse mortgage borrowers reports money shortfalls at home

A survey found that 21% of reverse mortgage holders seeking financial counseling in 2025 carried monthly expenses exceeding monthly income compared with 12.2% in 2024

Published on 05/04/2026