Recent Articles

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Lazerson’s 2026 mortgage and housing predictions

High inflation and a weak job market will be the big storyline in 2026

Published on 12/22/2025

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Inflation Cools in November — What It Means for Mortgage Rates

Inflation slowed in November after peaking earlier this fall. Here’s what that means for mortgage rates and what homebuyers should watch next.

Published on 12/18/2025

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As debt mounts, is it worth tapping a home equity line of credit?

A home equity line of credit or HELOC may help you to coral debt, knock credit card interest rate down and improve a cash-flow situation

Published on 12/16/2025

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Fed Cuts Again, But Dot Plot Steers Mortgage Rate Outlook

The Fed cut rates by 0.25% and ended quantitative tightening, but the real story for the average 30-year fixed is in the dot plot and Powell’s comments. Here’s what that means for mortgage rates and homebuyers.

Published on 12/10/2025

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Is paying for a mortgage rate buydown a good idea for you?

Whether buying property or refinancing, you have the option to pay for points and lower the mortgage interest rate.

Published on 12/08/2025

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This Week in Mortgage Rates: Buyers Are Back as Rates Hover in the Low 6s

Mortgage rates bounced around but stayed in a tight range near the low 6% area this week, while purchase applications hit their highest level since early 2023 and refinance demand more than doubled compared to last year. Here’s what that means if you’re thinking about buying or refinancing.

Published on 12/06/2025

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Southern California’s mortgage loan limits get a small boost for 2026

The maximum conforming mortgage size for one unit goes to $832,750 from the 2025 maximum limit of $806,500

Published on 12/01/2025

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Stronger Data Last Week Caused a Slight Rate Bump

Stronger jobless-claims and durable-goods data from last week pushed the average 30-year fixed slightly higher, but mortgage rates are still near recent lows. Here’s what that means for buyers and homeowners

Published on 12/01/2025

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VantageScore, a new FICO competitor, may help mortgage shoppers with little credit

Reporting rent, utility or a credit card for one month may make you mortgage ready

Published on 11/24/2025