Recent Articles

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Fannie Mae, Freddie Mac adding a dose of competition to FICO credit scoring

Adding this competitor created by the big three credit bureaus likely means credit score prices will go up, not down

Published on 07/21/2025

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Game-Changer: Credit Scores Just Got Rewritten

A new credit scoring update could impact who qualifies for a mortgage and at what rate. Learn what this means for first-time buyers and why now is the time to speak with your loan officer.

Published on 07/16/2025

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How the Big Beautiful Bill offers tax relief for homeowners in Southern California

The One Big Beautiful Bill Act includes several tax provisions that benefit homeowners

Published on 07/15/2025

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Should You Buy a Home Before Your Divorce is Final? Here’s What to Know

Buying a house before your divorce is finalized? Here’s why it could create legal and financial complications—and how to plan smart.

Published on 07/08/2025

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How bridge financing alleviates need for contingency offers in home sale

This short-term financing instrument allows a home seller to tap home equity before their home is sold

Published on 07/07/2025

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Why Homeownership Is Still Worth It—Even Beyond the Finances

From mental health benefits to stronger communities, homeownership offers more than just a return on investment—it offers a better quality of life.

Published on 06/25/2025

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Mortgage Rates Aren’t Just About the Fed — Here’s What You Really Need to Know

Mortgage rates held steady this week—but not for the reasons you think. Here’s why working with a loan officer beats doing your own research when timing the market.

Published on 06/20/2025

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Home equity contracts offer no monthly payments, no interest in exchange for cash out

Just like reverse mortgages, home equity contract should be a “loan” of last resort

Published on 06/17/2025

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Southern California homeowners have $1.645 trillion of tappable equity

Southern California homeowners have $1.645 trillion of tappable equity

Published on 06/16/2025