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Recent Articles

Oct
21
2024
Hot real estate topics: Rates, high payments, all-cash buyers
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | October 21, 2024 Article originally posted in Orange County Register on October 17, 2024 What is on the mind of real estate stakeholders? I checked in with consumers, mortgage loan originators and real estate...
Oct
16
2024
Is Now the Right Time to Refinance Your Mortgage?
Thinking about refinancing your mortgage? Many homeowners are weighing their options to lower their monthly payments, access cash from their home equity, or change their loan terms. But how do you know if refinancing makes sense for you right now? Here are some important factors to...
Oct
15
2024
California offers 3.5% down payment program for first-time homebuyers
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | October 15, 2024 Article originally posted in Orange County Register on October 10, 2024 A down-payment program is offering a whopper of an opportunity for first-time homebuyers in California. My Home Down...
Oct
09
2024
The Surprising Factors That Could Make Your Home Worth More!
When you own a home, seeing its value increase over time is the ultimate goal. But what exactly drives property values up? Whether you’re a first-time homeowner or have been in the game for a while, understanding the factors that make your home gain value can help you make smart...
Oct
02
2024
How to Beat Inflation and Buy the Perfect Home: 6 Hacks for Savvy Buyers
When inflation rises, it can feel like everything gets more expensive—especially housing. If you're thinking about buying a home right now, you might be wondering if it's a smart move. Let’s explore how inflation affects the housing market and why reaching out to your...
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Jeff Lazerson - Mortgage Columnist since 2011