Blog

Sep
04
2024

The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
If you’ve been keeping an eye on the housing market recently, you know that sellers have had the upper hand for quite some time. With challenging prices, fierce bidding wars, and limited inventory, the market has been heavily tilted in favor of sellers. However, there are signs...

Sep
03
2024

How homebuyers can use ‘pledged’ assets and put just 10% down
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 3, 2024 Article originally posted in Orange County Register on August 29, 2024 Have you heard of pledged assets? They just might be the ultimate real estate leverage. Pledged assets include cash,...

Aug
28
2024

2025 Real Estate Forecast: The Surprising Truth About Buying Now!
As we look ahead to 2025, it’s important to understand where the housing market might be heading. Whether you’re thinking of buying or selling a home, knowing what experts predict can help you make informed decisions. However, if you’re considering holding off on...

Aug
26
2024

Do you have the three Cs necessary for homebuying?
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | August 26, 2024 Article originally posted in Orange County Register on August 22, 2024 So, you want to buy a house. Many people often ask me about the evaluation process. What does it take? Broadly, mortgage...

Aug
21
2024

Locking In Your Mortgage Rate: Why and When to Lock it
When you're on the path to buying a home, one of the most important decisions is whether to lock in your mortgage rate. But what exactly does that mean, and why is it such a big deal? Let’s break it down. What Is a Mortgage Rate Lock? A mortgage rate lock is like making a reservation at...

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