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Recent Articles

Sep
28
2022
Making Sense of the Current Housing Market
The housing market has been a roller coaster ride since 2020, particularly as more people worked from home and looked for new places to live. Interest rates also hit a record low during this time, leading to a seller’s market where bidding wars and long lines of buyers at open houses...
Sep
26
2022
30-year fixed mortgage hits 6.29%, double last year’s average
Monthly payments on conforming loans are up $1,315, or 49%, from a year ago. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | September 26, 2022 * Article originally posted in Orange County Register on September 22, 2022 It doesn’t matter if...
Sep
21
2022
Watch Out for these Red Flags When Buying a Home “As Is”
While house hunting, you might have seen some listings of homes sold “as is.” Home buyers might find these types of homes attractive because they’re typically priced lower than similar houses. Before you purchase an “as is” home, you must be able to...
Sep
19
2022
Fannie Mae fee unfairly hurts borrowers using mortgage brokers
A year-old 15-basis point surcharge adds to the cost of using a broker rather than borrowing directly from a lender’s retail outlet. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | September 19, 2022 * Article originally posted in Orange County...
Sep
14
2022
Concessions You Can Get Even In A Seller’s Market
Who doesn’t want to get a good deal on a home? It’s normal for home buyers to try and negotiate with sellers to get the best deal possible. But in this seller’s market, where homes are selling fast and buyers don’t always have a lot of wiggle room to negotiate, you...
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Jeff Lazerson - Mortgage Columnist since 2011