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Recent Articles

May
24
2023
House Hunting: Finding the Perfect Price Tag for Your Dream Home
Figuring out how much to spend on a house is like trying to find the perfect porridge temperature, except instead of three bowls, you have a sea of houses to choose from. But no need to fret! As your local mortgage professional, we can guide you through the quest for homeownership. So let's get...
May
22
2023
FAIR Plan seeks nearly 50% premium hike from California Department of Insurance
The policy of last resort could help condo associations blacklisted by Fannie Mae because of insurance gaps. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | May 22, 2023 Article originally posted in Orange County Register on May 19, 2023. Is California on the...
May
17
2023
Does Pre-Approval Really Matter in Home Shopping? The Answer May Surprise You
If you're in the market to buy a home this spring, you might be facing some challenges. With limited homes available and higher mortgage rates, it's crucial to have a clear understanding of your homebuying budget. Being determined and acting swiftly when making an offer is also key. One way...
May
16
2023
California’s FAIR Plan may save condo associations blacklisted by Fannie Mae
By the fourth quarter of 2023, the program is boosting its insurance policy availability to $20 million per location. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | May 17, 2023 Article originally posted in Orange County Register on May 11, 2023. Dear Fannie...
May
15
2023
Are homeseller and buyer escrow accounts safe at local banks?
With regional banks in trouble, the money waiting to complete local home sales could be under-insured. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | May 15, 2023 Article originally posted in Orange County Register on May 04, 2023. Missing from the headlines...
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Jeff Lazerson - Mortgage Columnist since 2011