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Recent Articles

Mar
18
2024
Warning signs, including foreclosures, reverberate across housing economy
How much higher can home prices go? How much more can borrowers handle? By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | March 18, 2024 Article originally posted in Orange County Register on March 14, 2024. On March 12, ATTOM Data Solutions in Irvine reported...
Mar
13
2024
The Smart Path to Downsizing: Making the Most of Your Retirement
As retirement approaches, ensuring financial stability becomes a top priority for many individuals. Downsizing to a smaller home emerges as a strategic maneuver, offering not only reduced living expenses but also the potential to unlock significant equity. Let's explore how...
Mar
11
2024
No relief this year for homebuyers, industry insiders predict
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | March 11, 2024 Article originally posted in Orange County Register on March 08, 2024. High home prices. High mortgage rates. No inventory. What is the home price tipping point? What will create more for housing...
Mar
06
2024
"When Should I Consider a Cash-Out Refi?"
So, you're a homeowner. Maybe you've been in your cozy abode for a while now, or perhaps you're just starting to nest. Either way, there comes a time when you might consider a cash-out refinance. But when is it a good time to take the plunge into the world of cash-out refinancing? Let's explore...
Mar
04
2024
Can’t afford to buy a home? Here’s a plan of action to make it work
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | March 04, 2024 Article originally posted in Orange County Register on February 29, 2024. Home price gains continue to tick up, even with the 30-year fixed mortgage rates hovering around 7%. The U.S. housing market...
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Jeff Lazerson - Mortgage Columnist since 2011