Blog

Mar
28
2023

Homebuyers who want a low rate can assume the sellers’ FHA mortgage
FHA mortgages have always been assumable to qualified buyers. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | March 29, 2023 Article originally posted in Orange County Register on March 23, 2023. I thank my late father for talking me into this. In 1978, my dad,...

Mar
27
2023

Will Silicon Valley, Signature bank crashes send mortgage rates plummeting?
So far, this regional banking conundrum created a brief but consequential crack in the ascent to 7% mortgages. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | March 27, 2023 Article originally posted in Orange County Register on March 16, 2023. When Silicon...

Mar
22
2023

20% Down May Not Be The Right Move For You - Here's Why
The idea that you should put 20% down on a home is one that has been the "gold standard" for years. After all, when you put 20% down, you avoid paying for private mortgage insurance, and you'll have a smaller loan amount with lower monthly payments. It's something that could save you a lot of...

Mar
15
2023

Navigating Home Buying and Budgeting During Inflation: Mastering It for Success
We're here to help you make an informed decision about handling debt during inflation and planning your dream home purchase. In this blog, we'll explore various approaches to debt management, budgeting effectively, home financing options, and the factors to consider while working...

Mar
13
2023

How seniors can tap their home’s equity in tough times
There are three important points seniors should consider before extracting home equity. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | March 13, 2023 Article originally posted in Orange County Register on March 10, 2023. Last weekend my childhood best...

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