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Jan
14
2025

Do patrons have to report home purchase gift money to the IRS?
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | January 14, 2025 Article originally posted in Orange County Register on January 9, 2025 Just about every time a benefactor provides gift funds for a home purchase, two questions come up. Do I have to report the...

Jan
13
2025

What to Save for When Buying Your Home
Buying a home can feel overwhelming, especially when it comes to budgeting for all the associated costs. However, with a little understanding of the expenses you'll encounter, you can take charge of the process and make informed decisions. Here are a few key considerations to keep in...

Jan
13
2025

How homeowners can cancel the dreaded private mortgage insurance fee
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | January 13, 2025 Article originally posted in Orange County Register on January 2, 2025 Let’s start off the new year with a money saving tip, especially for low-down payment, first-time owners who bought...

Jan
10
2025

Expert Predictions for the 2025 Housing Market
As we enter 2025, the housing market is poised for notable changes. Here's what experts anticipate for the coming year: Home Prices: Modest Appreciation: Analysts forecast a nationwide home price increase of approximately 2.6% in 2025, indicating a relatively slow pace...

Dec
23
2024

Housing in 2025: Rates will drop under 6%, capital gains exemption will double
But affordability will get worse for those trying to buy a home By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | December 23, 2024 Article originally posted in Orange County Register on December 19, 2024 Ready for a new year and a reinvigorated housing...

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