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Recent Articles

Apr
24
2024
With mortgage rate topping 7%, what will it take to soften the market?
Only an uptick in inventory will help buyers find more affordablehouse payments. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | April 24, 2024 Article originally posted in Orange County Register on April 18, 2024. Mortgage rates have exploded, again. Last...
Apr
24
2024
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
When it comes to buying a home, understanding your mortgage options can feel like learning a new language. Let's break down the essentials of "conventional" and "non-conforming" loans and see how they fit into your home-buying plan. What's a Conventional Loan? Imagine you're...
Apr
23
2024
Will a mortgage rate spike squash home price hikes?
As the bond market soars on latest inflation reading, so too will rates. Housing insiders say this could bring down prices. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com |  April 23, 2024 Article originally posted in Orange County Register on April 11,...
Apr
17
2024
Navigating the Mortgage Rate Dilemma: Should You Wait or Buy Now?
Many potential homebuyers find themselves facing a common conundrum: should they wait for mortgage rates to drop, or take the plunge and buy now? While it may seem prudent to hold off on a purchase in hopes of securing a lower rate, there are several compelling reasons why waiting may not...
Apr
10
2024
Balancing Act: The Art of Compromise in Home Buying
When it comes to buying a home, it's often said that it's all about location, location, location. However, compromises are sometimes necessary in the quest for the perfect home. While it's natural to want everything on your wish list, being flexible can open up new possibilities and help...
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Jeff Lazerson - Mortgage Columnist since 2011