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May
18
2022

Your Guide To Buying A Home When You Have Bad Credit
If you think that buying a house with bad credit is impossible, we have good news! It may be more complex, but it can be done! But before you go house hunting, it's essential that you review your financial situation. Homeownership involves unexpected expenses that may be hard to cover if...

May
14
2022

As interest rates rise, lenders offer creative mortgages, incentives
Virtually anyone can get financed if they have decent credit and 20% down. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | May 14, 2022 A combination of post-pandemic cabin fever and a 75% reduction in new mortgage applications drove thousands of Southern...

May
11
2022

Your Guide To Paying Down Credit Card Debt With A Home Equity Loan
Having multiple credit cards can be helpful, especially when making large purchases. The problem starts when you have large outstanding balances, and you're having trouble paying them off quickly to avoid enormous interest charges. You may have heard about using a home equity loan to...

May
07
2022

Adjustable mortgages now hugely more affordable than fixed rates
With savings of 1 percentage point or more and a recession looming next year, borrowers willing to gamble on an ARM could lower their monthly payments with a possible opportunity to lock in a fixed rate loan down the road. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader...

May
04
2022

How Can I Get Approved for a Mortgage as a Contract Employee?
Contract employees who want to get a home loan can sometimes find it challenging. Traditional mortgages often lean towards an income that can be verified easily with W-2s. Income taxes for contract employees can sometimes get complicated and can further compound the problem...

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