Blog

Jul
24
2024

New vs. Existing: Why a Newly Built Home Could Be the Better Deal
If you're looking for a new home, you might want to give newly built homes a closer look. Contrary to popular belief, new homes aren't always pricier than existing ones. In fact, they can often be more budget-friendly, especially in today's market. Sounds surprising, right? But let's dive...

Jul
23
2024

In California, a homebuyer can snare 30-year mortgage at 5.99%
That’s for loan amounts up to $766,550, also known as "conforming loans." By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | July 23, 2024 Article originally posted in Orange County Register on July 18, 2024. While the Freddie Mac average 30-year fixed...

Jul
22
2024

Looking for a housing deal with lower rates? Economists say not so fast
UCI economics professor predicts home price appreciation will continue to rise at 10% per year. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | July 22, 2024 Article originally posted in Orange County Register on July 11, 2024. With no recession in sight, the...

Jul
17
2024

Navigating Refinance Appraisals with Confidence
Refinancing your mortgage is an exciting step toward better financial health. But before you can bask in the benefits of a new loan, there's one crucial hurdle: the home appraisal. Don't worry, though—we've got you covered with everything you need to know to ace this part of the...

Jul
10
2024

Tax Deductibility of Home Equity Loans in 2024
Home equity loans have long been a popular financing option for homeowners looking to tap into the value of their homes. One of the major advantages of these loans is the potential for tax-deductible interest. However, the deductibility of home equity loan interest is subject to certain...

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