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Recent Articles

Mar
04
2024
Can’t afford to buy a home? Here’s a plan of action to make it work
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | March 04, 2024 Article originally posted in Orange County Register on February 29, 2024. Home price gains continue to tick up, even with the 30-year fixed mortgage rates hovering around 7%. The U.S. housing market...
Feb
28
2024
Mortgage Partnership: The Power of Co-Signing on a Mortgage
If you're exploring the world of mortgages, you might have come across the term "co-signing" at some point. But what does it really mean, and how does it work? As your local mortgage pro, let me guide you through the ins and outs of co-signing on a mortgage. So, what exactly is a co-signer?...
Feb
26
2024
How no-cost mortgages save buyers money when rates come down
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com Article originally posted in Orange County Register on February 22, 2024. Rumor is that the Fed might drop short-term rates three times in 2024. That’s good news for homebuyers as fixed-rate mortgages tend...
Feb
21
2024
Navigating Home Inspections: A Buyer's Guide to Uncovering Hidden Issues
Spotting potential problems in a home is crucial for any prospective homebuyer. While a property may seem perfect at first glance, underlying issues may not be immediately apparent. These issues could range from water damage to foundation problems and even troublesome neighbors. Here...
Feb
19
2024
10 creative ways to income-qualify for a home loan
Options include a trusted co-signer, tapping stock investmentsand even future alimony payments By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | February 19, 2024 Article originally posted in Orange County Register on February 15, 2024. Mortgage rates...
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Jeff Lazerson - Mortgage Columnist since 2011