Mortgage professionals are standing by!

Please email your buyer scenarios to Jeff Lazerson by clicking HERE or call him at (949) 322-8640 and let’s see if we can solve your loan approval challenges!

Week of 2/5/17:

Borrower Borrower is paying $799,000 for a house with just over 10 percent down.

Ratios are too high to qualify. 

We stretch the ratios by switching the borrower from a 30-year fixed to a 40-year, 7/1 ARM interest only loan. 

This knocks the debt to income ratio down from 50 to  43.


Borrower qualifies! Loan gets funded!!

" If you prefer to select one loan provider rather than spend time shopping, Mortgage Grader looks like a good choice" - Washington Posts

 

 

Website May Lead to Fairer Loans
"It's a noble proposition; getting folks a square deal on a mortgage using the ubiquity of the internet." -Jonathan Lansner, Business Columnist

"My post was about the difficulties inherent in getting consumers to choose this superior model for getting financial advice."

- Justin Fox, Business and Economics Columnist