Please email your buyer scenarios to Jeff Lazerson by clicking HERE or call him at (949) 322-8640 and let’s see if we can solve your loan approval challenges! 

Week of 3/4/17: 

Borrower was foreclosed on six months ago.

He has a 580 mid-FICO score.

Borrower wants to buy another property putting 15 percent down on a $1 million dollar sales price.

Borrower pays through the nose for the interest rate (8 percent) but he got such a deal on the property that he decided he will suck it up until he can refinance into a lower rate.

Loan gets funded!

The Wild West of home loans is back big time.


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Jeff Lazerson - Mortgage Columnist since 2011