Please email your buyer scenarios to Jeff Lazerson by clicking HERE or call him at (949) 322-8640 and let’s see if we can solve your loan approval challenges! 

Week of 4/8/17: 

Co-borrower has awful credit (532 middle score) with zero good credit accounts.

Borrower pays off several collections and gets the bad marks completely deleted from the credit file.

Borrower opens secured credit cards and pays the monthly credit charges on time for 6 months. And, we add co-signer's name to three accounts of borrower with the good credit.

It took 8 months but we raised the score by 113 points to 645.

Buyers together now qualify and get home!

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Jeff Lazerson - Mortgage Columnist since 2011