Please email your buyer scenarios to Jeff Lazerson by clicking HERE or call him at (949) 322-8640 and let’s see if we can solve your loan approval challenges!

Weekend of 10/8/16: A client was trying to get qualified with a low credit score of 638 with some high debt ratios. We suggested the borrower pay down two credit cards to less than 50 percent of the available credit line. Borrower did just that. Then we did a rapid rescore of his credit scores. New score came in over the next critical notch of 640. Borrower now qualifies for his dream home.

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Jeff Lazerson - Mortgage Columnist since 2011