Please email your buyer scenarios to Jeff Lazerson by clicking HERE or call him at (949) 322-8640 and let’s see if we can solve your loan approval challenges!
Weekend of 10/15/16: Home buyer had a notice of default filed against her. Credit report shows a foreclosure from the lender. Fannie Mae Desktop Underwriter does not credit approve. Borrower was never foreclosed on. In fact, borrower brought payments current and sold her home for a profit four years ago. We override the Fannie Mae DU Findings to reflect no foreclosure. And, we provide supporting proof for underwriter. Loan is approved. Borrower gets funded and does not have to be in home loan approval timeout for 7 years.
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