Please email your buyer scenarios to Jeff Lazerson by clicking HERE or call him at (949) 322-8640 and let’s see if we can solve your loan approval challenges!

Weekend of 10/28/16:  Husband is self-employed and shows a huge loss on the family income tax returns. Wife receives an excellent salary allowing them to qualify for an expensive home but for the husbands loss that has to be counted against them.
Not anymore! Now, you can ignore the husbands business losses and just use the wife’s W-2 income to qualify them with a solid conventional home loan. This applies to all co-borrower situations. You do not have to be married to the other borrower to be able to ignore the negative income.

" If you prefer to select one loan provider rather than spend time shopping, Mortgage Grader looks like a good choice" - Washington Post

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