Mortgage professionals are standing by!

Please email your buyer scenarios to Jeff Lazerson by clicking HERE or call him at (949) 322-8640 and let’s see if we can solve your loan approval challenges!

Week of 11/19/16: 

Older mom needs a place to live. Good daughter buys a condo for mom nearby. Daughter covers the down payment. Daughter alone qualifies for the additional mortgage. Daughter gets a competitive owner-occupied interest rate (can be as little as 5 percent down). Mom moves in. Daughter is the hero.
This loan is much better than taking out a reverse mortgage. It’s called a parent loan.

" If you prefer to select one loan provider rather than spend time shopping, Mortgage Grader looks like a good choice" - Washington Posts



Website May Lead to Fairer Loans
"It's a noble proposition; getting folks a square deal on a mortgage using the ubiquity of the internet." -Jonathan Lansner, Business Columnist

"My post was about the difficulties inherent in getting consumers to choose this superior model for getting financial advice."

- Justin Fox, Business and Economics Columnist