Please email your buyer scenarios to Jeff Lazerson by clicking HERE or call him at (949) 322-8640 and let’s see if we can solve your loan approval challenges! 

Week of 12/17/16:

Jumbo borrower has a 680 credit score with 10 percent down. Pricing is horrible on jumbo when credit scores are under 700 and PMI pricing is even worse. Do an 80 percent first mortgage up to $636,150 and a 30-year fixed rate second up to a $350,000 loan amount. More affordable for sure.

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Jeff Lazerson - Mortgage Columnist since 2011