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May
07
2025

Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
As of May 7, 2025, the average 30-year fixed mortgage rate has dipped slightly to 6.86%, down from 6.88% the previous day. This minor decrease wasn’t triggered by any major announcement from the Federal Reserve—it’s actually a result of quiet shifts in the bond market...

May
05
2025

Tips to boost, protect credit scores and get a lower mortgage rate
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | May 5, 2025 Article originally posted in Orange County Register on May 1, 2025 Boosting your FICO credit score as a pathway to a lower mortgage payment is easier than you might think. Hopefully, the tips in this...

Apr
30
2025

March 2025 Housing Market Update: 5 Key Takeaways for Homebuyers and Sellers
As we move through the busy spring season, the March housing reports show a shifting market. Whether you're buying or selling, understanding what's happening right now can help you make better-informed decisions. Here's a simplified breakdown of the top five takeaways from March 2025...

Apr
28
2025

Why delinquent student loan borrowers may struggle to get a mortgage
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | April 28, 2025 Article originally posted in Orange County Register on April 24, 2025 Delinquent student debt could soon create a new hurdle to homeownership in an already challenging marketplace. On May 5, the...

Apr
23
2025

Why the Housing Market Isn't Crashing in 2025
With rising home prices and fluctuating mortgage rates, it’s understandable that some are wondering whether a housing market crash is on the horizon. The good news? Multiple key indicators show that today’s market is fundamentally different—and more...

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