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Recent Articles

Jul
31
2021
15-year fixed mortgages drop to record low of 2.1%
Another wave of refi-mania hits America as the COVID disruption returns. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | July 31, 2021 Where is the bottom? This week the Freddie Mac primary market mortgage survey shows the 15-year fixed hitting a record-low...
Jul
25
2021
Will lenders refund fees paid for a market downturn that never materialized?
Mortgage giants Fannie Mae and Freddie Mac squeezed $5.9 billion from refinance borrowers, citing fears the pandemic would spark an “adverse market.” By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | July 25, 2021 Chino Hills resident Rick Serpa...
Jul
23
2021
Ten steps than can improve housing affordability
Removing antiquated laws can reduce closing costs by more than half. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | July 23, 2021 Dear President Biden: I was excited to read about your recent Executive Order on promoting competition across America with the...
Jul
21
2021
Prequalified And Pre-approved: What's the Difference?
If you're thinking about buying a home, then you've probably heard the terms "pre-approval" and "prequalification." While often used interchangeably, there's a slight difference between the two. This blog will go over what it means to be prequalified versus pre-approved...
Jul
17
2021
Zero-down mortgages are back a decade after mortgage meltdown
Will this new wave of exotic bank statement and fog-the-mirror mortgages crash housing again? By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | July 17, 2021 The loftiest of home prices are upon us. Like the 17th-century tulip mania, everybody has got to get on...
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