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Recent Articles

Nov
04
2024
How to calculate your base year value under Proposition 19
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | November 4, 2024 Article originally posted in Orange County Register on October 31, 2024 Last week’s column explored Proposition 19 and the number of property tax transfer applications approved...
Oct
30
2024
Debunking Scary Myths About Buying a Home
Thinking about buying a home but spooked by the “scary” stories out there? Let’s face it: the home-buying journey can seem like a haunted house of myths and misunderstandings. But don’t let these myths frighten you off! Here’s a look at the top spooky...
Oct
28
2024
56% of Prop. 19 property tax transfer applications approved statewide
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | October 28, 2024 Article originally posted in Orange County Register on October 25, 2024 Nearly four years into California’s new property tax transfer law, just over half of applicants are being...
Oct
23
2024
How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
If you're self-employed, a freelancer, or have non-traditional income, getting a home loan might seem challenging. Traditional mortgage requirements, like W2s or tax returns, don't always align with how you earn your living. But don't worry—there's an option that could be just...
Oct
21
2024
Hot real estate topics: Rates, high payments, all-cash buyers
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | October 21, 2024 Article originally posted in Orange County Register on October 17, 2024 What is on the mind of real estate stakeholders? I checked in with consumers, mortgage loan originators and real estate...
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Jeff Lazerson - Mortgage Columnist since 2011