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Recent Articles

Jul
21
2021
Prequalified And Pre-approved: What's the Difference?
If you're thinking about buying a home, then you've probably heard the terms "pre-approval" and "prequalification." While often used interchangeably, there's a slight difference between the two. This blog will go over what it means to be prequalified versus pre-approved...
Jul
17
2021
Zero-down mortgages are back a decade after mortgage meltdown
Will this new wave of exotic bank statement and fog-the-mirror mortgages crash housing again? By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | July 17, 2021 The loftiest of home prices are upon us. Like the 17th-century tulip mania, everybody has got to get on...
Jul
14
2021
Can a 40-year mortgage save failing borrowers?
New government program will support already delinquent FHA and VA borrowers. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | July 14, 2021 On the heels of the July 4 Independence Day weekend celebration, this fall we get to add a loan term extension up to 40 years...
Jul
14
2021
Learn About Deducting Mortgage Interest From Your Taxes
One of the perks of a mortgage is the "mortgage interest deduction." Read on to learn what a mortgage deduction is, how much you can reduce from your taxable income, and how you can take advantage of this tax incentive. About Mortgage Interest Deduction The mortgage interest deduction is...
Jul
08
2021
FHA or VA Loan: Which is Better For Veterans?
Veterans have benefits awarded exclusively to them for their dedication and service, including disability and education compensation, career training, health care, and even home loans. However, with federally-funded home loans, there is more than one option. When it comes down to...
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