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Recent Articles

Apr
28
2021
Get the Facts About Escrow Shortages
An escrow account is for making payments toward your real estate fees like taxes and insurance. It helps make these fees more manageable through monthly installments rather than paying a large lump sum when these bills are due. There’s typically a minimum balance that must be...
Apr
25
2021
First-time homebuyers are getting outbid by big companies
Buyers find it hard to compete with investors who don’t need home inspections, appraisal contingencies or a mortgage. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | April 25, 2021 Home shoppers aren’t just competing against each other in...
Apr
21
2021
The Basics of Buying A Foreclosed Home
Curious about buying a foreclosed home? Here's what you need to know to get started.  What's A Foreclosure? When a homeowner can't keep up with their mortgage payments, they often have no other choice but to give up the property to the lender. These properties are called...
Apr
18
2021
Fannie adjustables dive to 1.75% for first 5-10 years
Lower, more affordable payments keep better pace with skyrocketing home prices. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | April 18, 2021 The lowest point for 30-year fixed rates was 2.65% on Jan. 7. Today, Freddie Mac’s survey shows the average...
Apr
14
2021
Your Guide to Refinancing Your Condo
A condo refi is similar to refinancing any other home. The lender will look at your income, assets, and credit to ascertain your qualification. Plus, the condo will also be appraised to determine the property value. However, since there are more variables when refinancing a condo, such as...
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