How to calculate your base year value under Proposition 19
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | November 4, 2024
Article originally posted in Orange County Register on October 31, 2024
Last week’s column explored Proposition 19 and the number of property tax transfer applications approved...
Debunking Scary Myths About Buying a Home
Thinking about buying a home but spooked by the “scary” stories out there? Let’s face it: the home-buying journey can seem like a haunted house of myths and misunderstandings. But don’t let these myths frighten you off!
Here’s a look at the top spooky...
56% of Prop. 19 property tax transfer applications approved statewide
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | October 28, 2024
Article originally posted in Orange County Register on October 25, 2024
Nearly four years into California’s new property tax transfer law, just over half of applicants are being...
How Non-QM Loans Work: A Smart Alternative for Non-Traditional Borrowers
If you're self-employed, a freelancer, or have non-traditional income, getting a home loan might seem challenging. Traditional mortgage requirements, like W2s or tax returns, don't always align with how you earn your living. But don't worry—there's an option that could be just...
Hot real estate topics: Rates, high payments, all-cash buyers
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | October 21, 2024
Article originally posted in Orange County Register on October 17, 2024
What is on the mind of real estate stakeholders? I checked in with consumers, mortgage loan originators and real estate...