Blog

Jul
03
2024

Is Your Dream Neighborhood in a Buyer's Market? Here's How to Find Out
Deciding to buy a home goes beyond just finding the ideal location—it's about understanding how specific neighborhoods can differ from national trends when it comes to timing your investment If you're wondering whether your desired neighborhood is in a buyer's market,...

Jul
01
2024

Homeowners can get cash-out second mortgages to fund small rental properties
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | July 1, 2024 Article originally posted in Orange County Register on June 27, 2024. Say, you want to build an accessory dwelling unit on your rental property, and you need financing. Or maybe you want to buy another...

Jun
26
2024

Understanding Your FICO Score: Key to Better Home Loan Rates
Have you ever wondered what that mysterious number, your FICO score, is all about? If so, you're not alone. A lot of people hear about it but don't fully understand how it works or why it matters. Let's break it down in simple terms. What Exactly Is a FICO Score? Your FICO score is a three-digit...

Jun
24
2024

What exactly is an average mortgage rate?
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | June 24, 2024 Article originally posted in Orange County Register on June 20, 2024. A Claremont resident and column reader recently wrote to me, wondering about the real numbers behind mortgage rates. “We...

Jun
19
2024

The Biggest Mistakes Potential Homebuyers are Making Right Now
Homeownership remains a cornerstone of the American dream, but navigating today's market presents unique challenges. With higher mortgage rates, rising home prices, and a limited inventory of homes for sale, buyers must tread carefully. Here are some of the biggest mistakes...

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