Blog

Jun
13
2023

Proposition 19’s death tax needs to die, readers say
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | June 13, 2023 Article originally posted in Orange County Register on June 08, 2023. Property tax is a red-hot third rail in California, and I certainly felt its burn last week as readers lambasted me with a torrent...

Jun
07
2023

Building Credit for Your Dream Home: 5 Clever Tips (Minus the Credit Cards!)
So, you're on the hunt for your dream home, but your credit score is in need of a little TLC. Building your credit doesn't always require opening credit cards. Here are some nifty tricks to amp up your credit score without applying for new plastic. Rent Reporting: Who knew that paying your...

Jun
05
2023

Prop. 19’s property tax transfer a ‘godsend’ for Southern California seniors
At least 8,900 property tax transfers under Prop. 19 have been granted by assessor in Los Angeles, Orange and Riverside counties. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | June 05, 2023 Article originally posted in Orange County Register on June 01, 2023...

May
31
2023

How Mortgage Points Can Lower Rates and Make Payments More Affordable
As you explore the world of home buying and financing, you may have come across the term "mortgage points." If you're wondering what they are and how they work to lower your mortgage payment, this article is for you. So let's dive into the details. How Do Mortgage Points Work? Mortgage...

May
30
2023

How LLCs can protect heirs from property tax reassessments under Prop. 19
Inherited property that isn't used as a primary residence will be reassessed to a new tax rate. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | May 30, 2023 Article originally posted in Orange County Register on May 26, 2023. My parents bought an Anaheim home in...

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