Blog

Feb
17
2022

Guide To Qualifying For A Mortgage As A Non-U.S. Citizen
Owning a home is still very much a part of the American dream. However, did you know that non-U.S. citizens can also enjoy this? While there are challenges to homeownership if you are not a citizen, know that lenders are open to extending credit to non-citizen homebuyers. Let's look at how you...

Feb
13
2022

‘No credit report, no job’ is 2022’s exotic mortgage winner
There are always exotic mortgages for tough-to-qualify borrowers when demand dwindles among the A-paper crowd. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | February 13, 2022 Conventional mortgage refinancing volume has fallen off a cliff as rates are...

Feb
09
2022

"Can I Buy Land And Build A House With An FHA Loan?"
If you want to build your dream home but you're having a hard time meeting the requirements of a conventional loan, we've got good news for you. An FHA Construction loan provides you with more flexible lending requirements, giving moderate-income families the opportunity at...

Feb
05
2022

Harsh COVID-19 rules rescinded for self-employed borrowers
Fannie Mae and Freddie Mac have eased requirements that business earnings for part of the year match income for all 12 months of the preceding year. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | February 05, 2022 Fannie Mae and Freddie Mac finally eased the two...

Feb
02
2022

“Can I Use My Equity To Buy Another House?”
Buying a second home is a dream come true for many. Whether it’s a retirement home, a vacation home, or your first step toward real estate, investing in a second property is a notable achievement in your portfolio. Like a first-time home purchase, a second property requires a down...

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