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Recent Articles

Mar
11
2024
No relief this year for homebuyers, industry insiders predict
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | March 11, 2024 Article originally posted in Orange County Register on March 08, 2024. High home prices. High mortgage rates. No inventory. What is the home price tipping point? What will create more for housing...
Mar
06
2024
"When Should I Consider a Cash-Out Refi?"
So, you're a homeowner. Maybe you've been in your cozy abode for a while now, or perhaps you're just starting to nest. Either way, there comes a time when you might consider a cash-out refinance. But when is it a good time to take the plunge into the world of cash-out refinancing? Let's explore...
Mar
04
2024
Can’t afford to buy a home? Here’s a plan of action to make it work
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | March 04, 2024 Article originally posted in Orange County Register on February 29, 2024. Home price gains continue to tick up, even with the 30-year fixed mortgage rates hovering around 7%. The U.S. housing market...
Feb
28
2024
Mortgage Partnership: The Power of Co-Signing on a Mortgage
If you're exploring the world of mortgages, you might have come across the term "co-signing" at some point. But what does it really mean, and how does it work? As your local mortgage pro, let me guide you through the ins and outs of co-signing on a mortgage. So, what exactly is a co-signer?...
Feb
26
2024
How no-cost mortgages save buyers money when rates come down
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com Article originally posted in Orange County Register on February 22, 2024. Rumor is that the Fed might drop short-term rates three times in 2024. That’s good news for homebuyers as fixed-rate mortgages tend...
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Jeff Lazerson - Mortgage Columnist since 2011