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Jun
05
2024

Understanding Hazard Insurance: What Homeowners Need to Know
Owning a home comes with various responsibilities, one of which is ensuring that the property is adequately insured. A common term you might encounter is "hazard insurance." But what exactly is hazard insurance, and how does it differ from homeowners insurance? Moreover, can you claim...

Jun
04
2024

What’s holding up your home loan? Avoid these pitfalls to speed the process
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | June 4, 2024 Article originally posted in Orange County Register on May 17, 2024. Homebuyers, you’ve only just begun when income documentation, pay stubs, and down payment sourcing arrives in the hands of...

May
29
2024

Tips for Buying a Home at a Lower Cost
While it’s not always possible to stumble upon a fantastic house at a rock-bottom price, there are strategic approaches you can take to increase your chances of buying a home for less. Here are some tips to help you navigate the process and potentially save money on your next home...

May
22
2024

9 Home Buying Myths Debunked – Don’t Fall for These Common Traps!
When it comes to buying a home, there's no shortage of advice from well-meaning friends, family, and social media. But not all of it is accurate! Let's bust some common myths and get you on the right path to homeownership. Myth #1: You Need a 20% Down Payment Fact: You don't need a 20% down...

May
15
2024

Understanding the Differences Between Mortgage Insurance and Homeowners Insurance
New homeowners are often confronted with various financial and insurance-related decisions, including understanding the difference between mortgage insurance and homeowners insurance. Although both are crucial for safeguarding financial interests related to your home, they...

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