Blog

Aug
03
2022

Feds Hike Interest Rate: What This Means for Mortgages, Car Loans, and More
The Federal Reserve raised interest rates for the second time in recent months to rein in inflation. And whether directly or indirectly, consumers will start to feel the effects of increasing borrowing costs. Here's how that breaks down for you: Credit Cards Credit card rates are...

Jul
31
2022

New ‘second mortgage’ could help self-employed borrowers weather a recession
Business owners may be able to tap into their home’s equity through a “second-lien” loan, but at a higher interest rate. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | July 31, 2022 * Article originally posted in Orange County Register on...

Jul
27
2022

Best Home Loan Options for Single Parents
Are you a single parent who dreams of owning a home but nervous that you’ll encounter too many challenges? We’ve got good news for you! There are home buying assistance programs that can help you purchase a home. If you’re a single mom or dad who wants to buy a...

Jul
23
2022

Home seller discounts can include more than just price drops
As the seller’s market wanes, negotiations can include mortgage-rate buydowns, seller financing and repair credits. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | July 23, 2022 Scott Weber and his real estate agent had a focused and disciplined...

Jul
21
2022

Who Qualifies for Down Payment Assistance?
If you want to purchase a house for the first time but don’t have enough money for a down payment, getting a state or local down payment assistance program might be the best option. We’re going to look at what down payment assistance programs are all about and how you could...

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