Blog

Dec
07
2022

Best Ways to Leverage Your Home Equity
One of the many advantages of owning a house is seeing an increase in your property’s value when the real estate market is in your favor. You can boost your profit once you put your home up for sale, and you’ll also have an appreciating asset that grants you the ability to...

Dec
05
2022

Fannie, Freddie now a better deal than FHA financing for certain first-time buyers
The annual income limit for first-time buyers in Los Angeles and Orange counties is $78,320. In the Inland Empire, it's $69,920. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | December 5, 2022 * Article originally posted in Orange County Register on November...

Nov
30
2022

The Perks of Living in a Multigenerational Home
If you are facing a financial or health-related problem or simply going through a new phase in life, you may be thinking about sharing a home with close family or extended family members. Many people have decided that living in a multigenerational home answers their problems. The number...

Nov
28
2022

Homebuyers face 91% increase for credit reports starting Jan. 1
FICO is raising its wholesale credit scoring cost by as much as 400% By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | November 28, 2022 * Article originally posted in Orange County Register on November 23, 2022. This past Monday morning, I choked on my coffee...

Nov
24
2022

Choosing the Best Mortgage Options for Unique Circumstances
Not all loan products are the same, nor are borrower situations. For first-time homebuyers, you’ll most likely hear about the most popular 30-year fixed-rate conventional loan, and there’s no arguing that it's a great loan product for most buyers but not in all...

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