Blog

Apr
03
2023

Fannie Mae squeezing out appraisers with new automated program
Value Acceptance + Property Data option means someone with a handheld device is going to stroll through your house. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com Article originally posted in Orange County Register on March 30, 2023. Homeowners and buyers,...

Mar
29
2023

Why Condos are a Great Homeownership Option this Spring
Are you looking to buy a home this spring but feeling overwhelmed by the high costs of traditional single-family homes? It’s time to expand your search to include alternative housing types, like a condominium. Sure, they may look small on the outside but don’t...

Mar
28
2023

Homebuyers who want a low rate can assume the sellers’ FHA mortgage
FHA mortgages have always been assumable to qualified buyers. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | March 29, 2023 Article originally posted in Orange County Register on March 23, 2023. I thank my late father for talking me into this. In 1978, my dad,...

Mar
27
2023

Will Silicon Valley, Signature bank crashes send mortgage rates plummeting?
So far, this regional banking conundrum created a brief but consequential crack in the ascent to 7% mortgages. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | March 27, 2023 Article originally posted in Orange County Register on March 16, 2023. When Silicon...

Mar
22
2023

20% Down May Not Be The Right Move For You - Here's Why
The idea that you should put 20% down on a home is one that has been the "gold standard" for years. After all, when you put 20% down, you avoid paying for private mortgage insurance, and you'll have a smaller loan amount with lower monthly payments. It's something that could save you a lot of...

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