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Recent Articles

Nov
13
2023
Want to split your lot and sell an ADU or two? Here’s how
Building more housing on larger residential lotscould be California's next 'gold rush.' By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | November 13, 2023 Article originally posted in Orange County Register on November 9, 2023. Who knew? Homes on big lots,...
Nov
08
2023
Avoid These Common Mistakes When Buying a Home: Tips for Veterans
Buying a home can be a thrilling yet overwhelming experience, especially for veterans transitioning from military to civilian life. As a veteran, you've faced countless challenges during your service, but the home-buying shouldn't be one. To help you navigate this critical life...
Nov
01
2023
Rebuilding Your Dream Home: Getting a Mortgage After Chapter 13 Bankruptcy
Wondering whether you can secure a home loan after filing for Chapter 13 bankruptcy? We've got some good news for you! It's absolutely possible, and we're here to lay it out.  First of all, we want to assure you that filing for Chapter 13 bankruptcy isn't the end of your homeownership...
Oct
30
2023
ADU loan program has $100,000 for OC homeowners who rent to low-income tenants
Borrowers must rent to the poor for the first 10 years. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | October 30, 2023 Article originally posted in Orange County Register on October 27, 2023. On Oct. 14, Gov. Gavin Newsom signed Assembly Bill 1033, paving the...
Oct
25
2023
Six Sneaky (and Costly) Warning Signs to Watch for When House Hunting
While a professional home inspection is a crucial step in the home-buying process, there are some warning signs you can spot even before that inspection. During your home tour, keep an eye out for these atypical "red flags." They could indicate underlying issues that might not be...
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Jeff Lazerson - Mortgage Columnist since 2011