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Recent Articles

Sep
14
2022
Concessions You Can Get Even In A Seller’s Market
Who doesn’t want to get a good deal on a home? It’s normal for home buyers to try and negotiate with sellers to get the best deal possible. But in this seller’s market, where homes are selling fast and buyers don’t always have a lot of wiggle room to negotiate, you...
Sep
13
2022
Lenders announce higher conventional loan limits early
Borrowers can save a half percent on loans of $647,201 to $715,000. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com * Article originally posted in Orange County Register on September 8, 2022 Rocket Mortgage, the nation’s largest conventional...
Sep
07
2022
What Does a Home Inspector Look For in a Home You Want to Buy?
It’s easy to fall in love with a home, especially if it looks good on the outside. In a seller’s market where buyers move quickly, some have considered waiving the home inspection to get their offer picked over the competition.  Don’t fall for this trap and decide...
Sep
01
2022
Adjustable-rate-mortgage applications highest in 15 years
A 10-year ARM can reduce your payment by $624 per month on an $800,000 loan. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 1, 2022 * Article originally posted in Orange County Register on September 1, 2022 More than 12% of borrowers applied for...
Aug
31
2022
2022 Real Estate Market Predictions
Real estate market predictions are somewhat like weather forecasts in that no one’s capable of being 100% accurate, but an industry expert can make a reasonably close prediction. With that in mind, here is the general consensus about what to expect in the housing market for the...
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Jeff Lazerson - Mortgage Columnist since 2011