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Recent Articles

May
15
2023
Are homeseller and buyer escrow accounts safe at local banks?
With regional banks in trouble, the money waiting to complete local home sales could be under-insured. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | May 15, 2023 Article originally posted in Orange County Register on May 04, 2023. Missing from the headlines...
May
10
2023
7 Surprising Things You Can Negotiate With Home Sellers to Get the Home You Deserve
When it comes to tipping the scales in your favor in homebuying, negotiating the asking price is often the first item on the list. But did you know that there are other things you can negotiate with the seller for your benefit? What's even better is that these items can often be negotiated...
May
03
2023
Buying a Home Rather Than Renting Still Makes Sense and Here's Why
Deciding whether to rent or buy a home this year? Rental affordability has been challenging for years, and it isn't changing any time soon. That's why many are considering the advantages of purchasing property despite the higher rates. According to data recently released by Realtor...
May
01
2023
Fannie, Freddie increasing ‘debt’ fees on borrowers this summer
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | May 01, 2023 Article originally posted in Orange County Register on April 28, 2023. This summer Fannie Mae and Freddie Mac, on marching orders from their regulator Federal Housing Finance Agency, are going to...
Apr
26
2023
Get the Best of Both Worlds: The Role of Mortgage Pros and Real Estate Agents in Buying a Home
Are you in the market for a new home and feeling a bit confused about the difference between a mortgage professional and a real estate agent? While both professionals play a vital role in helping you buy a home, there are some key differences you should know about. Here are three...
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Jeff Lazerson - Mortgage Columnist since 2011