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Recent Articles

Oct
24
2023
California reinstates ADU sales separate from primary home
Legally converting the home and the other living unit(s) to a two-unit or three-unit condo, for example, is now on the table By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | October 24, 2023 Article originally posted in Orange County Register on October 19,...
Oct
18
2023
Embracing Affordability and Togetherness: The Benefits of Buying a Multi-Generational Home
In today's world, where the cost of living seems to be perpetually on the rise, many families are seeking creative solutions to address the issue of housing affordability. One such solution that has gained popularity in recent years is buying a multi-generational home. This housing...
Oct
16
2023
Why house payments will likely soar along with rising insurance rates
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | October 16, 2023 Article originally posted in Orange County Register on October 13, 2023. Anvil real estate agent Mike Cambra got a surprise text from a Rancho Mission Viejo homebuilder sales agent last April...
Oct
11
2023
ARM Loans: Risk vs Reward - Making Smart Home Financing Choices
When it comes to buying a home, prospective homeowners are faced with a multitude of mortgage options. One of these options is the Adjustable-Rate Mortgage (ARM), which can present an enticing prospect for those looking to make homeownership more affordable in the short term. In this...
Oct
09
2023
Homebuyers hit the brakes, ‘smothering’ the mortgage marketplace
Assuming a 7.49% rate, a 30-year fixed mortgage for a $600,000 home nets the buyer a $4,191 payment. Last year, it was $2,418. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | October 9, 2023 Article originally posted in Orange County Register on October 6, 2023...
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Jeff Lazerson - Mortgage Columnist since 2011