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Recent Articles

Sep
16
2021
Who Qualifies For A Reverse Mortgage?
A reverse mortgage is a loan for homeowners over 62 years of age who have substantial equity in their homes. With this loan, they can borrow against their equity and get access to cash to pay for any cost-of-living expenses they may have. Rates typically start at less than 3.5% per year, and the...
Sep
12
2021
Some homebuyers balking at unreasonable seller demands
Mortgage lenders also have a say by refusing to fund the buyer’s loan until deficiencies are corrected. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 12, 2021 Medi-spa nurse manager Tina Sherman struggled to find a larger Orange County home...
Sep
09
2021
Discover Your Home Equity Options
One of the pluses of property ownership is the opportunity to build equity. If there's ever a time that you need a considerable amount of cash (such as for paying off debt or a home remodel), you'll have access to it by borrowing against your home equity. That's essentially the purpose of a...
Sep
05
2021
Record home-price gains zapping mortgage insurance
Southern California’s median home price jumped an astronomical 26% since 2018. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 05, 2021 Ali Elahi, one of my firm’s clients, doubled down and won big, saving $800 in monthly mortgage...
Sep
01
2021
What Does It Mean To Cosign On A Mortgage?
Have you been asked to cosign by someone looking to get a home loan approval? You may be wondering why they would ask or how this affects you. This article will help you to understand both of these points.  Why Were You Asked To Cosign?  These are the top reasons that home loan...
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