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Recent Articles

Feb
28
2020
Democratic presidential candidates answer 3 hot housing questions
I thought it would be a super idea with Super Tuesday ahead to ask the Democratic presidential candidates how they would address three pressing housing issues many Californians face: affordable housing, homelessness and down payment assistance. While three candidates responded to...
Feb
28
2020
Yes! Buying A Home With Low Credit Is Possible!
If you have bad credit, it may seem like buying a house is out of reach --or at least a couple of years away. But, in reality, struggling credit may not be as much of a roadblock as you may think!  If you have less than ideal credit and have the goal of buying a home in 2020, then this article...
Feb
21
2020
Fake employers help borderline borrowers qualify for mortgages
Fannie Mae issued its fourth fraud alert in less than three years about California employment schemes. The Fannie Mae fictitious California employer list started in 2018. With its January fraud alert, the list has grown to 65 companies that appear to be scheming up and down the state...
Feb
20
2020
Can I Defer a Mortgage Payment?
Deferring a mortgage payment means that you are postponing or skipping a mortgage payment until a later date. Those that are going through a temporary financial hardship look for ways to pause payments briefly while they get their finances in order.  The financial hardship could...
Feb
14
2020
Mortgage qualifying rules get creative
Mind-boggling lender guidelines based on borrower’s claimed ability to repay the loan, not income. What if you don’t have quite enough income to support your mortgage application loan request? But you own other properties with equity. No problem! One investor now...
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