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Recent Articles

Dec
27
2022
2023 predictions: Southern California median home price to slide 10%
Mortgage rates will flatline from Q1-Q3, dropping substantially in Q4 By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | December 27, 2022 Article originally posted in Orange County Register on December 22, 2022. Good news for 2023. We’re not going from...
Dec
21
2022
Get The Facts: Will Pre-Approval Hurt My Credit?
Getting mortgage pre-approval is one of the first steps toward buying your dream home. Pre-approval boosts the likelihood that the seller will accept your offer and gives you a detailed quote for your homebuying budget.  But homebuyers often hesitate because they think...
Dec
19
2022
Buyer beware: Hefty broker referral expenses may limit home, mortgage choices
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | December 19, 2022 Article originally posted in Orange County Register on December 13, 2022. Realtor associations are in a real pickle, tasked with being more transparent amid a federal antitrust probe over...
Dec
14
2022
How Working With A Mortgage Professional Can Save You Money
Whether purchasing your first house or refinancing your existing mortgage, you might have considered working with a mortgage professional. A mortgage professional, such as a loan officer or broker, can help you save time and money, offer sound advice when dealing with tough...
Dec
12
2022
California Realtor’s new purchase contract could upend buyer’s agent commission
If a seller’s side opts not to pay a buyer’s agent commission, the cost-to-buy burden could further distance lower-income and minority homebuyers. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | December 12, 2022 * Article originally posted in...
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Jeff Lazerson - Mortgage Columnist since 2011