Blog

Jan
31
2024

How Declining Mortgage Rates Are Changing the Real Estate Landscape
The recent dip in mortgage rates brings promising news. Beyond the immediate impact on affordability, there's an intriguing ripple effect that might just be the catalyst you've been waiting for - an increase in the number of homes available for sale! Over the past year, the housing...

Jan
29
2024

How a bridge loan can help homebuyers avoid dreaded contingency
Few home sellers have the appetite to accept offers from contingent buyers. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | January 29, 2024 Article originally posted in Orange County Register on January 25, 2024. The biggest, most perplexing challenge for...

Jan
24
2024

Navigating Closing Costs with Confidence: 4 Tips to Save on Your Home Purchase
Owning a home is a significant milestone, but the path to homeownership often comes with its fair share of hurdles. One of the most substantial financial challenges is navigating the closing costs associated with buying a home. While these costs are inevitable, there are savvy...

Jan
22
2024

Should homebuyers consider an Attorney Opinion Letter to reduce closing costs?
By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | January 22, 2024 Article originally posted in Orange County Register on January 19, 2024. One of the perpetual questions in high-cost California is whether homeownership can be made more affordable and...

Jan
17
2024

Navigating the Mortgage Maze: 10 Crucial Do's and Don'ts After Applying
Once you've submitted your mortgage application, it's crucial to tread carefully in the financial landscape to ensure a smooth approval process. Here are 10 things you should avoid after applying for a mortgage: 1. Steer Clear of Significant Purchases Resist the temptation to make...

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