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Recent Articles

Aug
14
2020
Will home values tank post pandemic?
Inflation, deflation, stagflation and disinflation are in play, according to experts. Is your home’s value headed down a slippery slope? Or, will your home value balloon, making that asset worth more than you could have hoped? Or, maybe stay at a standstill? I asked...
Aug
12
2020
Quiz: Does Refinancing Your Mortgage Make Sense?
Mortgage rates are in record lows prompting many Americans to refinance their home loans and for good reasons! Refinancing has both immediate and long-term advantages. Does it make sense for you? Take the quiz below to find out! If any of the scenarios sound like you, then the chances are...
Aug
07
2020
Survival for some mom and pop landlords hangs in the balance
If Judicial Counsel lifts eviction ban on Aug. 14, legislation will likely continue to put the burden of missed rent payments on landlords. Just how far can California kick this rent-free mirage down the road without causing insurmountable damage for landlords, lenders and local...
Aug
05
2020
The Truth About Good Debt vs. Bad Debt
Debt is either "good debt" or "bad debt." --or so we've been told. "Good" debt is that money owed for things that may assist in building wealth, such as student loans or mortgages. "Bad" debt would be things like credit cards. This is an oversimplification as the differences between "good" and...
Jul
31
2020
Self-employed landlords battle harder for home-loan approvals
Underwriters will leave no stone unturned to make sure you measure up. All Fullerton residents Scott and Tina Foley, longtime clients of mine, wanted to do was refinance a rental property. They did it before. Easy, right? After an exhausting process, they thought they were finally at...
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