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Recent Articles

Dec
17
2020
Is Building A Custom Home a Good Idea in 2020? Here’s What You Need To Know
The cost of building a new home has decreased in 2020, and this may have you grappling between getting a loan for a new construction or one for a pre-owned home. Here are the advantages of building a house from the ground up.  Did you know that there are conventional and...
Dec
12
2020
COVID pandemic helps push mortgage rate down 35% in 2 years
No elixir compares to collapsing mortgage rates when it comes to dramatic home price gains with more, not less, affordability. Last week Freddie Mac reported the 30-year fixed-rate hit an all-time-record-low for the 14th time. And the 15-year Freddie fixed-rate recently hit an...
Dec
09
2020
Is It Necessary To Use a Real Estate Agent to Buy a Home?
Does working with a real estate agent matter? That's a question many first-time and experienced home shoppers have, especially when they learn that real estate agents earn a commission for their service. While it's possible to buy a home without a real estate agent, most home buyers...
Dec
05
2020
Pandemic making it harder for self-employed borrowers to get a mortgage
Lenders may be piling on by adding points and raising FICO score requirements. Starting Dec. 14, Fannie Mae will require self-employed borrowers to cough-up the most recent three months of business bank statements to support the level of business revenue reported in their...
Dec
02
2020
7 First-Time Homebuyer Programs You Need to Know About
Owning a home is one of the surest ways to build personal wealth. But you don't need to have "wealth" to get started. There are many first-time buyer home loan programs available --each with their perks and particular qualifying requirements. In this overview, we'll share the 7 most popular...
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