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Recent Articles

May
15
2021
Fannie and Freddie face price competition from mortgage investors
Jumbo mortgage lenders are now financing smaller loans, but without Fannie Mae’s fees. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | May 15, 2021 Investors have truckloads of cash desperately looking to find the safest and highest yields. Afterall,...
May
12
2021
What Does A Title Company Do?
A title company's role is to verify that the current owner can legally transfer ownership to the home buyer --essentially, making sure the seller has the right to sell the property. In this blog, we'll go over how a title company determines legal ownership and the process of transferring...
May
08
2021
Fannie, Freddie shrink mortgage menu during COVID
Alternative mortgages are filling gaps caused by agency limits on what counts as income following pandemic-era losses. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | May 08, 2021 By all accounts, mortgages are performing nicely during the COVID-19...
May
05
2021
What Is A Second Mortgage and Its Benefits?
A second mortgage (sometimes just called a "second") is when you take out a home loan against a property that already has a mortgage on it. When you get a second mortgage, you use your home as collateral to gain access to cash locked up in the value of your home.  You can use this money to...
May
01
2021
Creative mortgages can help elderly parents keep their homes
Options include a line-of-credit that can never be cancelled, parent loans, group home loans and jumbo mortgages. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | May 01, 2021 Do your parents want to stay in their home? Or maybe they want to buy a home to get away...
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