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Recent Articles

May
08
2024
5 Ways You Might Actually be Sabotaging Your Homebuying Efforts
With the housing market heating up, it's like a battlefield out there, with buyers scrambling to claim their dream homes. But amidst the frenzy, there are pitfalls that even the savviest of buyers might stumble into. Let's talk about those, shall we? 1. Ignoring the Seller's Needs It's...
May
01
2024
Why You Need a Real Estate Agent When Buying a Home
In today's digital world, buying just about anything is as simple as a few clicks. But when it comes to buying a home, the most significant purchase you'll likely ever make, it's a whole different ballgame. The process is complicated, the stakes are high, and the risks are too big to ignore...
Apr
24
2024
With mortgage rate topping 7%, what will it take to soften the market?
Only an uptick in inventory will help buyers find more affordablehouse payments. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com | April 24, 2024 Article originally posted in Orange County Register on April 18, 2024. Mortgage rates have exploded, again. Last...
Apr
24
2024
Demystifying Home Loans: The Scoop on Conventional and Non-Conforming Loans
When it comes to buying a home, understanding your mortgage options can feel like learning a new language. Let's break down the essentials of "conventional" and "non-conforming" loans and see how they fit into your home-buying plan. What's a Conventional Loan? Imagine you're...
Apr
23
2024
Will a mortgage rate spike squash home price hikes?
As the bond market soars on latest inflation reading, so too will rates. Housing insiders say this could bring down prices. By JEFF LAZERSON | jlazerson@mortgagegrader.com | MortgageGrader.com |  April 23, 2024 Article originally posted in Orange County Register on April 11,...
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Jeff Lazerson - Mortgage Columnist since 2011