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Recent Articles

Mar
05
2022
Mortgage rate drop may be temporary response to Russian invasion
But ferocious inflation will impede home price gains and increase mortgage rates in the long term. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 05, 2022 Russia’s invasion of Ukraine is giving us a mortgage rate reprieve. Freddie Mac mortgage...
Mar
02
2022
What’s The Minimum Credit Score For VA Home Loan Approval?
Through the VA home loan program, millions of veterans and service members have become homeowners. VA loans are favored for the following reasons: lower mortgage rates, no PMI required, no down payment necessary, and, to an extent, no minimum credit score requirements. While the...
Feb
26
2022
Condo questionnaire causing some boards to boycott Fannie, Freddie financing
A Fannie Mae questionnaire boycott of sorts is happening. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | February 26, 2022 Can the condo world live without mortgage giants Fannie Mae and Freddie Mac and their more affordable financing terms? A...
Feb
23
2022
How To Deduct Mortgage Interest From Your Taxes
Did you know that owning property has tax incentives as a "mortgage interest deduction?" This article will outline what a mortgage interest deduction is, its limits, and how to include this deduction in your taxes.  What counts as a "Mortgage Interest Deduction"? The mortgage...
Feb
19
2022
Agents share how homebuyers with a loan can top all-cash offers
In a frenzied homebuying market, relationships, knowledge and reputation among real estate agents can help an average buyer top many others. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | February 19, 2022 Let’s talk about a market that puts would-be...
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