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Sep
16
2024

How homeowners can choose between a fixed-rate second or HELOC
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 16, 2024 Article originally posted in Orange County Register on September 12, 2024 Say you are a homeowner who’s not about to touch your 3% first mortgage rate, but you need money for X...

Sep
11
2024

How to Dodge the Top 3 Mortgage Blunders in Today’s Market
When buying a home, securing the best mortgage rate is key to saving money over the long haul. But in the rush to lock in a rate, many homebuyers make common mistakes that can cost them more than they expect. Avoiding these pitfalls can help ensure you get the best deal possible. Here are three...

Sep
09
2024

FHA has loan option for low-FICO homebuyers
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 9, 2024 Article originally posted in Orange County Register on September 6, 2024 How low can a FICO score go for a homebuyer to mortgage qualify? Federal Housing Administration mortgages, in some...

Sep
04
2024

The Housing Market Shift You Didn't See Coming—Is Your Dream Home Finally Within Reach?
If you’ve been keeping an eye on the housing market recently, you know that sellers have had the upper hand for quite some time. With challenging prices, fierce bidding wars, and limited inventory, the market has been heavily tilted in favor of sellers. However, there are signs...

Sep
03
2024

How homebuyers can use ‘pledged’ assets and put just 10% down
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | September 3, 2024 Article originally posted in Orange County Register on August 29, 2024 Have you heard of pledged assets? They just might be the ultimate real estate leverage. Pledged assets include cash,...

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