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Recent Articles

Aug
07
2021
10 years of mortgage news: ADUs and IRA home loans are hot topics
Contributing columnist Jeff Lazerson reflects on 10 years of writing about mortgages. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | August 07, 2021 There is nothing like writing a mortgage column for a big city newspaper. Can you believe it’s been 10...
Aug
04
2021
What is DTI and How It Affects Your Mortgage Application
Ever wonder why it's essential to keep your debt in check when applying for a mortgage or what debt matters to your approval? This article will help you answer these fundamental questions so that you're in a great position to get approved for a home loan. All About Debt-To-Income Ratio...
Jul
31
2021
15-year fixed mortgages drop to record low of 2.1%
Another wave of refi-mania hits America as the COVID disruption returns. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | July 31, 2021 Where is the bottom? This week the Freddie Mac primary market mortgage survey shows the 15-year fixed hitting a record-low...
Jul
25
2021
Will lenders refund fees paid for a market downturn that never materialized?
Mortgage giants Fannie Mae and Freddie Mac squeezed $5.9 billion from refinance borrowers, citing fears the pandemic would spark an “adverse market.” By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | July 25, 2021 Chino Hills resident Rick Serpa...
Jul
23
2021
Ten steps than can improve housing affordability
Removing antiquated laws can reduce closing costs by more than half. By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | July 23, 2021 Dear President Biden: I was excited to read about your recent Executive Order on promoting competition across America with the...
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