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May
27
2025

These creative financing options offer homebuyers another way in
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | May 27, 2025 Article originally posted in Orange County Register on May 15, 2025 “Creative financing on steroids” best describes some of the mortgage programs you will learn about in this column,...

May
23
2025

April 2025 Housing Market Update: A Shift That Favors Buyers
If you've been waiting for the right time to jump into the housing market, you might not have to wait much longer. According to the latest data from HousingWire, the U.S. housing market is starting to shift. And for homebuyers, this could be a window of opportunity. Home Prices Are Starting...

May
14
2025

Why a Home Inspection Is a Must for Homebuyers
In a competitive housing market, many buyers are looking for ways to make their offers more appealing. But while waiving a home inspection might seem like a smart move to get ahead, it could end up costing you more in the long run. According to a recent report from Keeping Current Matters,...

May
12
2025

What’s the difference between a bank, mortgage banker or mortgage broker?
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | May 12, 2025 Article originally posted in Orange County Register on May 8, 2025 Shopping for a mortgage is complicated and time consuming. You have lots of choices when it comes to financing a home, from loan...

May
07
2025

Mortgage Rates Just Dropped—Here’s Why the Fed Had Nothing to Do With It
As of May 7, 2025, the average 30-year fixed mortgage rate has dipped slightly to 6.86%, down from 6.88% the previous day. This minor decrease wasn’t triggered by any major announcement from the Federal Reserve—it’s actually a result of quiet shifts in the bond market...

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