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Recent Articles

Apr
07
2025
How to finance blacklisted Fannie Mae condos
Outside-the-box mortgage programs widen buyer opportunities By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | April 7, 2025 Article originally posted in Orange County Register on April 3, 2025 Fannie Mae tightened the screws on every condo association in...
Apr
02
2025
Townhomes: A Smart Solution for Today's First-Time Homebuyers
As the housing market continues to evolve, first-time homebuyers are exploring various options to achieve homeownership. One option gaining popularity is purchasing a townhome, which offers a blend of affordability, convenience, and community living.? Why Consider a...
Mar
31
2025
Regulatory roadblocks keep lenders from charging primary residence prepayment penalties
Rental properties can be hit with expensive prepayment penalties if you don’t negotiate them away  By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 31, 2025 Let’s say you take out a mortgage and want to make extra principal payments to...
Mar
26
2025
Why Waiting to Buy a Home Could Cost You
In today's housing market, many potential buyers are hesitant due to rising mortgage rates and increasing home prices. However, industry experts suggest that delaying your home purchase might not be the best strategy. Barbara Corcoran, founder of The Corcoran Group and star of "Shark...
Mar
24
2025
Buying a condo? Fannie Mae "blacklist" has 438 Southern California communities
By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 24, 2025 Article originally posted in Orange County Register on March 21, 2025 This spring, Southern California first-time homebuyers looking for a so-called more affordable condo are in for some good...
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Jeff Lazerson - Mortgage Columnist since 2011