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Recent Articles

Mar
19
2025
Falling Mortgage Rates Could Revitalize the Housing Market – What It Means for Buyers & Sellers
After a slow winter, mortgage rates have dropped to their lowest levels since December, offering a fresh opportunity for homebuyers and sellers. With more homes on the market, slower home price growth, and longer listing times, the housing market is starting to shift in favor of...
Mar
17
2025
5 ways to use home equity to finance long-term senior care
In rate news, the 30-year fixed rate averaged 6.65%, 2 basis points higher than last week By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 17, 2025 Article originally posted in Orange County Register on March 13, 2025 Just like first-time homebuyers and...
Mar
12
2025
Selling Your Home? What You Need to Know About Capital Gains Taxes
If you’re planning to sell your home, you may have heard about capital gains taxes—but what does that mean for you? The good news is, many homeowners can reduce or even avoid paying taxes on their profits if they meet certain requirements. Here’s a simple breakdown...
Mar
10
2025
Rates tumble and Southern California economists fret housing, recession
Local real estate and economy experts say tariffs and government layoffs will make the future gloomier By Jeff Lazerson | jlazerson@mortgagegrader.com | MortgageGrader.com | March 10, 2025 Article originally posted in Orange County Register on March 6, 2025 This week, the 30-year...
Mar
05
2025
Why Now Is the Time to Apply for a Mortgage
If you’ve been sitting on the sidelines waiting for the “right time” to buy a home, this is your sign. Mortgage demand just jumped 20% in a single week, according to the latest CNBC report, all thanks to falling interest rates. What does that mean for you? It means the...
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Jeff Lazerson - Mortgage Columnist since 2011